A physical Jawnt Pass is the familiar plastic rectangle with numbers on it that fits snuggly in your wallet. If you've ever tapped, inserted, or swiped a physical bank card, you've used a card like the physical Jawnt Pass.

A virtual Jawnt Pass has the same numbers, but they only exist online. You can look them up in your Jawnt account and add them to the mobile wallet on your smart phone for everyday use.

Many cardholders find something reassuring in the physical weight of the card. If you're not already using a mobile wallet, you may prefer sticking with the traditional physical card.

If you sometimes use a mobile wallet, or are curious about trying one, you can still add your physical card to your mobile wallet.

Many cardholders consider the virtual card safer because there's no physical card to lose. The card information only exists behind secure login screens, so there's less risk of it being stolen, and never any hassle of waiting for a replacement.

Virtual Jawnt Passes can also be activated immediately, so there's no need to wait on a piece of mail to get started. Read more about card activation.

If you want both the physical card and the option to add it to your mobile wallet, select the physical card. All physical cards can be added to mobile wallets.

Unfortunately, no. Once you've selected a virtual card, it will not be possible to request a physical card. And once you've selected a physical card, you'll always be responsible for keeping it safe.

Need more help to decide? Contact Jawnt support :)